Blog

3 Tenets of Successful Investing

Investing is an extremely important element of financial planning. Without investments, your nest egg will probably not grow fast enough to meet your needs at retirement. Despite what you may have grown to understand about the financial markets, its not difficult to become a successful investor. In order to become...
Investing and Financial Planning

Investment management plays an important role in the financial planning process. This is due to the fact that investing wisely allows us to accelerate the growth of our financial resources. This growth can enable us to increase our current standard of living or solidify financial security during retirement. To truly...
3 Great Tools for Financial Planning

When it comes to financial planning, most of us do not need fancy investments or expensive advisors. I have always believed that simplicity is the key to success, it’s no different when managing your finances and planning for the future. These free financial services will help you improve your financial...
Creating a Portfolio for Retirement

As we approach retirement it’s critical that we ensure our portfolios will provide a reliable and steady stream of income as we transition from the workforce. A few years ago many retirees learned this lesson the hard way when the financial markets all but collapsed. If you are approaching retirement...
The Rules and Limits of Traditional IRAs

When looking at all of the different investment and retirement planning tools available, its easy to become overwhelmed. However, the Individual Retirement Account (IRA) is one of the most popular and widely use retirement accounts. The rules that govern the application and management of IRAs change slightly from year to...
Fundamentals of Retirement Income Planning

Properly timing the distribution of income during retirement is critically important to living a financially secure in your golden years. There are two main risks of not timing your income distributions correctly. These risks include running out of money too soon and not living the lifestyle you could have afforded....
How to Estimate Retirement Expenses

Making the transition from the workforce into retirement is a very turbulent time in one’s life. This is due to the financial uncertainty that retirement, and life in general, can bring. It’s imperative that you consider and estimate your expenses during retirement, this will ensure that you are properly prepared...
How Much Do I Need to Retire

One of the most common questions concerning retirement, is “how much money will I need to retire”. This question is extremely important and forms the foundation of retirement planning. Despite the fact that the answer to this question can become complex, it’s not as difficult to figure out as you...
5 Important Sources of Retirement Income

Before we begin to transition into retirement, we need to make a few difficult decisions. In the best case scenario, you have the opportunity to participate in an employer sponsored savings plan and have little cash left over to invest on your own. If you don’t have that opportunity, you...
A Few Common Retirement Plans

In order to ensure that we have enough capital to fund our retirements, its important to understand what types of retirement plans are available. Many retirement plans have some sort of connection to Federal law. In most cases this is due to how they are treated for tax purposes. As...